House Insurance

 Protect your home and property with coverage that suits your needs. Most insurance policies set certain limits, but we have a better way:

Only TD Insurance offers the Million Dollar Solution® so you can enjoy the flexibility of a single total amount of coverage for your home, property and additional living expenses. This covers the replacement or repair of your home and property. It also covers your additional living expenses so you can stay at a convenient location if you can't stay at home. Ready to get the coverage that's right for you? Get a home insurance quote today.

Home coverage for your home

It's not just your home, it's the place you call home. That's why we cover:

Al Risks: 

Covers your home and property from all causes of loss, except those expressly listed as exceptions on your policy.

Water damage coverage*. Protect your home from significant water damage from a variety of water-related scenarios with optional insurance coverage. Covers events that cause water damage due to sewer backwater and sump overflow, underground seepage through foundations and floors, and groundwater from any fresh water stream or body of water that enters the home.

Extended Water Damage Coverage: 

Get additional coverage for water accumulated from sewers or septic tanks, and ground water from any stream or freshwater body that enters your home.

Regulatory Restoration: 

Additional costs to repair or rebuild your home to comply with regulations are covered up to the coverage amount.

Personal Liability: 

You are protected in case a visitor is injured in your home, or if you accidentally damage someone's property and must pay damages.

Additional Living Costs: 

Includes temporary accommodation so you can stay in a convenient location if you are unable to stay at home.

Legal and Home Assistance*: 

The home and car insurance package includes free legal advice and a network of home contractors.



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